Top Paying Online Casinos NZ

Are you after the best online casinos in New Zealand it comes to payout percentages? Then look no further as we bring you all the information about the best payout casinos for Kiwis. We’ve sorted out all of the casinos in terms of not just the top payouts, but also other factors such as casino bonuses and games selection.

When it comes to payout, online casinos can adjust the RTP (Return to Player) of specific casino games? This means that the same game can pay out less in one casino than in others. It’s therefore important to choose an online casino with the highest payouts on their games. We’ve gathered that list below.

 Online Casino Payout PercentageCasino Bonus 
CLAIM BONUS
5 Stars Ranking
96-97%20 no deposit free spins on Book of Dead and 100% up to $1150 + 500 Free Spins at Twin CasinoTwin Casino Review
Gate777CLAIM BONUS
5 Stars Ranking
95%-97%50 no deposit free spins on ANY Netent slot. Then $1000 in casino bonuses + 100 extra free spins on 4 first deposits at Gate777.Gate777 Review
Fun CasinoCLAIM BONUS
5 Stars Ranking
96-97%Claim a 100% up to $123 casino bonus + 10% lifetime cashback at Fun CasinoFuncasino Review
Yako CasinoCLAIM BONUS
5 Stars Ranking
96-97%Claim a 100% up to $99 casino bonus and 10% lifetime cashback at Yako Casino.Yako Casino Review
BitstarzCLAIM BONUS
5 Stars Ranking
95.93%20 free spins instantly upon registration on Boomanji, Fruit Zen, Wolf Gold or Jurassic Giants. $2000 Welcome Bonus + 180 extra free spins at BitstarzBitStarz Review
BlackspinsCLAIM BONUS
5 Stars Ranking
95.6%21 no deposit free spins on Goddess of Fortunes upon signup + 100% up to $500 match bonus at BlackspinsBlackSpins Review
CasinoRoomCLAIM BONUS
5 Stars Ranking
95.98%100% up to $1500 casino bonus + 100 Free Spins on Starburst at Casino RoomCasinoRoom Review

Top Paying Online Casinos NZ

Are you after the best online casinos in New Zealand it comes to payout percentages? Then look no further as we bring you all the information about the best payout casinos for Kiwis. We’ve sorted out all of the casinos in terms of not just the top payouts, but also other factors such as casino bonuses and games selection.

When it comes to payout, online casinos can adjust the RTP (Return to Player) of specific casino games? This means that the same game can pay out less in one casino than in others. It’s therefore important to choose an online casino with the highest payouts on their games. We’ve gathered that list below.

 Online Casino Payout PercentageCasino Bonus 
CLAIM BONUS
5 Stars Ranking
96-97%20 no deposit free spins on Book of Dead and 100% up to $1150 + 500 Free Spins at Twin CasinoTwin Casino Review
Gate777CLAIM BONUS
5 Stars Ranking
95%-97%50 no deposit free spins on ANY Netent slot. Then $1000 in casino bonuses + 100 extra free spins on 4 first deposits at Gate777.Gate777 Review
Fun CasinoCLAIM BONUS
5 Stars Ranking
96-97%Claim a 100% up to $123 casino bonus + 10% lifetime cashback at Fun CasinoFuncasino Review
Yako CasinoCLAIM BONUS
5 Stars Ranking
96-97%Claim a 100% up to $99 casino bonus and 10% lifetime cashback at Yako Casino.Yako Casino Review
BitstarzCLAIM BONUS
5 Stars Ranking
95.93%20 free spins instantly upon registration on Boomanji, Fruit Zen, Wolf Gold or Jurassic Giants. $2000 Welcome Bonus + 180 extra free spins at BitstarzBitStarz Review
BlackspinsCLAIM BONUS
5 Stars Ranking
95.6%21 no deposit free spins on Goddess of Fortunes upon signup + 100% up to $500 match bonus at BlackspinsBlackSpins Review
CasinoRoomCLAIM BONUS
5 Stars Ranking
95.98%100% up to $1500 casino bonus + 100 Free Spins on Starburst at Casino RoomCasinoRoom Review
Top Paying Casinos NZ

How We Rate Our Casinos

We take listing casinos incredibly serious. Any casino that we list on our site will have been hand-picked due to meeting our strict criteria. The criteria we make sure any casino meet includes things such as:

Safety and security

This is always number one on our list as it’s that important. Wherever you play, you want to make sure your hard-earned dollars are safe – you don’t want to be depositing your money into a fraudulent casino or have issues with them paying out your winnings and the casino running off with money that is rightfully yours.

It’s, for this reason, the first thing we look for when searching for the best online casinos is to make sure they are fully licensed. This is one of the most important things to take into consideration when joining any casino – making sure they have the licensing by one of the major authorities in gambling such as the UK Gambling Commission (UKGC) or the Malta Gaming Authority (MGA). We also double-check that the games are rated as fair by an independent auditor.

The next thing we check in terms of safety and security is that the best payout casinos in New Zealand that we list have comprehensive SSL level encryption. This is one of the highest levels of encryption any site can have online and it keeps any data you enter into the site encrypted and safe.

Selection of casino games

Since it’s high payout percentages you’re after, you’re going to want to be playing on the best online casino games possible! We make sure that all of the casino games on the sites we list have a great range of high RTP games. These include hit online slots and pokies with high RTP, progressive jackpot games, table games, live casino games and even more.

You don’t want to be stuck playing just one type of game and it’s always good to have the option of different styles of game to play.

Lucrative casino bonuses

The top-paying online casino NZ sites will have some of the most lucrative casino bonuses out there. these bonuses will come in different categories, from a hefty deposit bonus or welcome package to reload bonuses that are jam-packed with goodies and even VIP programs. We also make sure we look out for the sought after no deposit bonuses.

You’ll be able to get hundreds or even thousands of free spins, bonus cash in your account, matched deposits and even more. We make sure you’re only getting the most rewarding bonuses available at the highest paying online casinos in NZ.

Easy to navigate website

An often overlooked aspect of picking the best online casino with a high payout percentage is making sure you can get around the website easily. You want to be able to get to the most important parts of the site – your account, favourite games and banking – within a few easy clicks.

Trusted payment methods

You want to be able to get your money in and out of online casinos easily, safely and quickly and this is down to having respected and trustworthy payment options. We run through all of the available options at any casino, making sure that there’s a wide range of them available. From traditional payment methods like bank transfers and wire transfers to newer methods like e-wallets and even crypto, you’re bound to find a method you’re comfortable with at the casino sites we list.

Different casino payout rates

At the first glance, all online casinos appear very similar. Most of them offer a good variety of pokies, some table games, and many of them these days also offer live dealer tables. However, there are many subtle differences between online gambling sites that you might not be aware of.

Perhaps the biggest such difference is the average Return To Player (RTP). RTP defines the percentage that a casino gives back to its players and it is particularly important for those who love playing pokies.

Unlike table games, which pretty much have a fixed house edge, every slot has its own RTP. On top of that, many game providers offer different versions of the same slot, giving the casino an option to choose between different player return percentages.

High RTP Casinos

Top Paying Online Casinos Have Best RTPs

What makes top online casinos stand out from the rest is that they’ll always choose the highest RTP version of a slot. They want their customers to have a great experience and they’re happy to have a smaller edge.

One game provider that’s particularly known for this practice is Play’n GO. Many of their games come with two or three different RTP settings, like 94%, 96%, and 98%.

The casino can choose what version they want to put up on the site and top paying online casinos will always go with the 98% instance. Smaller, lesser-known casinos might opt for the 96% or even 95% one.

Why Does RTP Matter?

RTP is a very serious matter to seasoned casino players. One of the main things that they look for in the games with the highest RTP since it’s these games that give them the best 

You wouldn’t think that one or two percentage points make much of a difference, especially when it comes to slots. After all, these games are about getting lucky. If you can hit one of those big paylines or trigger a big bonus round, you’ll get a big win.

However, for Kiwis who like to play slots fairly frequently, RTP is really important. Over time, that small difference does add up. It may not be all that important for 100 or 200 spins, but over 10,000, 20,000, or 100,000 spins, it will start to show.

It’s true that on those lucky days that you manage to score a big win, RTP won’t matter. However, on those days that pokies are being stubborn, your losses can quickly add up.

Just think about it. If you’re playing with NZ$1 a spin, you’re losing NZ$6 for every 100 spins if the RTP is 94% and only NZ$2 if RTP is 98%. If you were to play 3,000 spins, that’s a NZ$120 difference.

Pro’s of Playing On the Top Paying Online Casinos

Whether you’re 100% certain you want to play on the best online casinos in New Zealand when it comes to payout percentages or maybe a bit hesitant, it’s always good to learn about what the benefits and disadvantages are. Here are the biggest advantages of playing at one of the best online casinos from our list:

They will have licenses to verify the payout online casinos

There is absolutely nothing that proves the payout rate of any casino or its games like the relevant third party license. The licenses you want to look for are the eCOGRA certificate or a GLI certificate. If you don’t know about these governing bodies, both eCOGRA and the GLI are official third-party companies that audit casino games to make sure they are fair and use a random number generator to determine results.

When these companies conduct their checks, they get a pinpoint accurate RTP reading. Any casino with these certificates has a verified RTP that you know you can trust. This means that you’ll always be playing in a fair casino!

Fully licensed by one of the main governing bodies

Any online casino that is reputable will be licensed not just by one of the above auditing companies but also by the best licensing bodies on the planet. These licenses – which are dished out by the UKGC, the MGA or others – are only held by legitimate casinos that have had their payout rates tested to make sure they are what they say they are. In fact, to even apply to get the license, an online casino will have to prove without a shadow of a doubt that it’s fair.

Quick withdrawal options

One of the biggest issues of an online casino is getting your hands on your winnings fast. If your payout is slow or delayed it can leave you frustrated. the best thing about these high payout casinos is that they’re often also some of the fastest at paying out as well. this is great news for NZ players as it means you can get your money into your bank account without having to wait forever.

The top software developers

Many of the best online casino games for paying out are made by the biggest names in the industry. These world-class software developers include NetEnt, Microgaming, Reel Time Gaming and many more. All of the games are also mobile optimised, meaning you’re going to be able to enjoy these incredible high paying casinos anywhere you want!

Cons of High Payout Online Casinos

Whilst these top paying casinos have their upsides, they also have a few things to be wary of. In the aspect of being totally transparent, here is our list of cons:

Some games can be excluded for bonuses

If you’re a big pokie player, then you’ll know that many casinos will limit the pokies you can play with a casino bonus. This can be annoying, as some of the excluded games will be the ones that pay out the most!

If you’re wanting to enjoy these high paying pokies and slots, then you may be better off not claiming the casino bonus or using your bonus funds on them. This ensures you total freedom in the games you want to play.

High payout games can have high volatility

Another downside to these games with the highest RTP is the fact that many of these games – usually the high paying pokies – will have high volatility. This means that the chances of hitting the highest payout on the game are lower than with a low volatility game. This makes sense as online casinos would be going bankrupt if they had huge wins all the time!

Each individual casino game will have its own payout percentage, with some paying out more than others. Below we list out some of the highest paying games for different categories that you can find in online casinos.

Highest Payout Pokies

Pokies have some of the highest payouts of all casino games, and if you strike it lucky you could be in with a win of millions!

5 – Jackpot Jester 50,000

Jackpot jester 50,000 is a hit high volatility game from Nextgen that piles on the win potential. Based around penny slots, you’ve got the classic feel of retro slots except with one big difference – a huge payout potential.

On the two sets of reels, you’ve got traditional fruity symbols to help the immersion. The real stand out for Jackpot Jester 50000 is the fact that you have the chance to win up to 50,000 your original stake!

4 – Spicy Meatballs

With a name as interesting as ‘spicy meatballs’, you know you’re going to get an interesting pokie. Coming from one of the greats in the industry – Big Time Gaming (BTG), this is a brand new release and features Megaways technology – meaning you’ve got a huge 117,649 different ways to win.

The high volatility is offset by the fact that you have some great bonus rounds which are laden with free spins. What about the huge payout? Well if you manage to get lucky you can bag a massive 55,120 times your stake.

3 – Temple of Treasure Megaways

Blueprint Gaming makes its way onto the list in the third position with their pokie ‘Temple of Treasure Megaways’. The theme here is Aztec, and players will be wandering their way through ancient temples to look for loot.

The big draw is the bonus rounds with their 4 options for free spins, all of which have multipliers. On the interesting sets of reels, you can win up to 50,000 times your original stake, making this a high payout slot.

2 – Who Wants To Be A Millionaire

Based on the hit TV show with the same name, Who Wants To Be A Millionaire is another pokie from Big Time Gaming. This slot also features the Megaways mechanics, giving you plenty of chances to win.

On top of the huge 100,000+ ways to win, you’ve also g+ot a really nice free spins ladder feature which could see you bagging from 8 free spins to a massive 50 free spins. If you wager the maximum amount then you can walk away with 50,000x that steak – NZ$1,000,000!

1 – Dead or Alive 2

Coming in at the number 1 spot is the hit western-themed slot, Dead or Alive 2. This pokie is created by NetEnt and has a solid RTP of 96.8% and great graphics.

But what truly stands out is the feature top change the volatility of your game through three separate modes. When you jack up this volatility you’re treated to an impressively massive maximum payout – 100,000x times your original stake!

Slot volatility

When it comes to the highest paying pokies at an online casino in New Zealand, one of the biggest deciders of how much a pokie pays out is the volatility of the pokie. You’ll generally find that the higher the volatility of the game, the bigger the possible payout will be. The higher volatility also means that these bigger wins will be less often though.

Highest Payout Table Games

If pokies aren’t your thing and you prefer the slower pace or strategy of card games, then you want to take a look at our list of the highest payout table games below:

Blackjack

If you’re after the casino game that has the highest RTP of all, then blackjack is the game for you! With different strategies that you can find online, you can bump the RTP up to over 99%. If you play with a sound plan in mind, the house edge is only 0.08 – 0.40%!

Out of all online versions, Blackjack Switch has the has highest RTP potential, so be sure to look out for that game on the casinos we’ve listed.

Video Poker

Coming in hot on the heels of Blackjack is none other than video poker. The average RTP for video poker machines is around 99.5% and is based heavily on what strategy you use. A quick fact – you can find video poker machines in Nevada land-based casinos that have over 100% RTP!

Baccarat

Getting a high payout percentage from Baccarat is heavily reliant on using the right strategy and placing the right bets at the right time. With the right playstyle, you can get up to 98.65% RTP.

Craps

King of the dice games, Craps is loved and enjoyed in American casinos and online casinos all over the world. Craps is probably the most entertaining table game on our list and comes with a rather nice 96.64% RTP

Other High Paying Casino Games

There is plenty of other online casino software that has the potential to pay out big. Whilst different online casino sites have different software for you to enjoy, some of the games to look out for include roulette and casino war.

If you opt for roulette, you want to make sure you play on the European variant as it has better odds – there’s no double zero. If you’re playing casino war on an online casino, then if you want the highest odds possible you want to utilize the ‘go-to war’ bet, which gives you a solid 97.2% RTP.

The Biggest Casino Payouts in History

You may be shocked to hear that all of the biggest payouts at online casinos have been from pokies – namely, one pokie in particular! These big wins are:

5- Mega Moolah – NZD$17.24 million

The most shocking thing about this huge win isn’t the fact that it’s over $11 million – NZD$16 million. Nope. It’s the fact that it was won by a player on their mobile phone with a $1.50 spin! This win is the epitome of the fact that you don’t need to bet a huge amount to win millions.

4- Arabian Knights – NZD$25.7 million

Over 20 million was won in 2011 by a student from Norway, who just happened to be playing the Arabian Knights slot by NetEnt in some downtime.

3- Mega Moolah – NZD$29.57 million

Mega Moolah makes another appearance on the list, this time with an almost NZD$30 million payout. A UK punter called John Heywood managed to scoop this life-changing amount of money from a $0.25 spin!

2- Mega Moolah – NZD33.31 million

This is the biggest win in Mega Moolah history – a huge NZD$33 million! Won by a player from the UK, who was playing with $0.75 spins and managed to land the jackpot in under 50 spins.

1- Mega Fortune – NZD34.69 million

The biggest win goes to a poker player from Finland, who found himself NZD34 million richer after a spin of the reels on Mega Fortune. This was again off of a cheap stake – $0.25 – and this was from a few spins he made whilst he was taking a break from poker.

Stick to Top Paying Online Casinos

There is no shortage of online casinos catering to players from New Zealand. You can take your pick from hundreds of different operators and almost all of them will welcome you with nice bonuses and other perks.

Since you have all these options available to you, you should always stick to top paying online casinos and give them your action. Why would you accept lower RTP on your favorite pokies if you don’t have to?

If you’re ever unsure, simply open the game you want to play and look into the info tab. You’ll find the information about the game’s RTP somewhere in there. Compare that number to the official numbers provided by the gaming studio or other casinos to make sure you’re getting the best possible deal!

Top Payout Casinos FAQS

What exactly is a Payout Percentage?

The payout percentage is a rough estimate of the return you would make if you made a bet on that particular casino site. It’s the average RTP of all the games on the casino. Remember that this number is not what you will definitely get back from the bet – it’s just an average and it changes with time. So if the payout percentage was 97.5%, then for every NZD$100 you bet, over an extended period of time you would get back NZD$97.50 on average.

What’s a good payout rate?

In general, anything above 96% is seen as a good payout rate. The biggest decider of the payout percentage at these online casinos is the pokies that are available, as they make up the most games on the site. The thing to remember is that you won’t find a 100% payout percentage online casino – the casino has to make some money!

What’s the payout rate for slots?

The payout rate of good online pokies will be between 97-99%. You can find some online pokies with bonus features that will push the RTP even higher – to 98%+. Always make sure you take a quick look at what the RTP of any slot you play is and remember that these games will usually be high volatility.

How fast are payouts?

Many of the best online casinos that we list will process any payouts within 24 hours. Depending on which payment method you use, you can have the money in your account almost instantly. Methods such as e-wallets will have the fastest turnaround time, whereas, with more traditional methods such as wire transfers, it can take up to 5-7 working days to get the money into your account from the online casino.

What’s the highest paying online casino game?

Many online slots and pokies have incredibly high payout potential. Some go as high as 100,000x your original stake. You can also find jackpot progressives that payout million if you manage to land the jackpot – all of the highest pokie payouts in history are thanks to these progressive jackpot slots.

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