Best Online Casino Payment Methods
If you want to start playing for real money at an NZ online casino, then one aspect you will need to take into consideration will be your choice of online casino payment method. You will need to work out the best way to transfer your funds from your bank account into your online casino account. When deciding this, there are a lot of factors to take into consideration. However, fortunately, most online casinos now offer a huge range of payment providers and this means that it has never been easier to make deposits and withdrawals into your online betting account. Any good online betting provider will not only offer you plenty of options, but they will also provide you with all the information you need to know about all these deposit methods and withdrawal options so that you can make all your online casino payments full of complete confidence.
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The Most Popular Online Casino Payment Options
Many players like to register with more than one online casino, and it always helps to be able to deposit into all your different casino and betting accounts with the same casino deposit method. You need this payment method to be safe, secure but also fast and reliable. For most casino players, having a reliable and familiar payment method that they can use to make a casino deposit at all their different sites makes sense, as it’s just so much easier.
In this article, we will be looking at all the different and best online casino payment options. We will look at all different aspects of the payment method to cover all the most important factors such as minimum deposits, maximum deposits, any fees attached to the payment method, how quickly it takes to make withdrawals and how safe and secure the payment processor is.
Our Recommended Casino Payment Methods
As stated, at most top online casinos, there will be numerous deposit and withdrawal methods. All have different pros and cons, with different strengths and weaknesses. Here are our recommended online casino deposit methods:
- Visa Electron
How We Compare the Best Online Casino Payment Options
As you will have noticed when visiting the different online casinos, there are numerous deposit methods and payment options available to you. We have visited all these online casinos to see what options are the most common, which are the most popular and, ultimately, which payment method is the best. We have a team of experts that know exactly what a casino player requires from a good payment provider. They take into account that some players have different circumstances, some are restricted by their territory or region and some have financial personal restrictions. However, one thing that any payment option should have, no matter what need it is catering for, is that it should be free of charge, with no transaction fees. The payment method should also be quick and easy to register, and in an ideal world, it should also offer quick withdrawals.
Debit and Credit Cards
In New Zealand, just as it is across the world, credit cards and debit cards were always the most popular type of online casino payment method, and practically every casino would allow you to transfer money into your account with credit and debit card transactions. Indeed, most adults, whether in NZ or all over the world, have instant access to credit and debit cards. What’s more, the reason it was so popular is that not only was it easy access, but it is also a safe and secure method to transfer money into your casino account. All you needed to do to use bank cards as a payment method was to enter your long card number plus the expiry date and your security number. Your card and bank details would then be encrypted by the online casino and you could rest assured that your money was completely safe. This was seen as a perfectly safe payment system, accessible to all.
However, as of April 2020, the use of credit card payments was banned for online betting. So, you can only now use your debit card for online casino and betting transactions.
As soon as you have made your first online payment with your debit card, then your details will be saved, and you can continue using the card without entering the same casino banking details. The casino operator will store your debit card details, but you will have to enter the security code for added protection.
Visa Casino Payments
Pretty much all online casinos will allow you to make a deposit or withdrawal using a Visa card – as long as its a debit card. Most online casinos will also not charge any transaction fees for Visa card deposits as well. As soon as you enter your Visa bank details, then you will not need to enter them any more unless you change your card details should your card be lost, stolen or expire. Visa is one of the most popular payment methods simply because it is so easy, quick, secure and accessible. It can also be found at any online casino, so you can use the same Visa card at any online gambling site.
Visa cards offer instant deposits on both desktop and mobile, completely free of charge and when withdrawing using Visa it usually takes between 1-5 days, depending on the casino.
MasterCard Casino Payments
Another of the most popular payment methods at most online casino sites is using your MasterCard. MasterCard payments are made in the same way as Visa card payments. Just like Visa, it has very secure protocols and casino players can make quick, instant deposits free of transactions, with withdrawals taking between 1-5 working days.
Visa Electron Casino Payment
Many casino players will have a Visa Electron card as opposed to a Visa debit card. This is also an excellent way to make a casino deposit into your online gambling account. It works in the same way as other debit cards, but because you cannot spend funds that aren’t in your account, you need to make sure you have enough money in your online banking account to cover the deposit. Making deposits with Visa Electron is popular because it makes sure that you cannot go overdrawn in your personal banking account.
Maestro Casino Payment
Maestro is a payment method that is owned and controlled by MasterCard. This is a debit card that allows you to fund your online casino betting account quickly and easily. Again, pretty much every casino accepts banking with Maestro. Payments are generally instant and transaction fee-free, with withdrawals taking between 1-5 days.
Now that gambling with credit cards has been banned, there are no longer many online casinos that accept American Express as a valid payment method to put funds into your casino account.
Online Casino E-Wallets
There may be some older casino players that aren’t familiar with e-wallet deposit methods. However, most younger players will know all about e-wallets and many consider these to be a more modern payment provider compared to the traditional payment method of debit cards. Most online casinos offer a range of e-wallet banking options, and as such, normally casino players will be able to find at least one e-wallet solution that works for them.
PayPal is one of the most popular e-wallet options, and it has grown enormously in recent years when it comes to placing funds in your online casino account. However, payment options such as Skrill, Neteller and EcoPayz are also options that have some merit. One of the biggest advantages of using e-wallet payment methods is that not only do they offer instant deposits, but they also offer the quickest withdrawal time. What’s more, you don’t have to spend a lot of time entering your banking details or registering your debit card and checking all the data. However, one thing you need to check is whether you can claim any online casino bonus when making a casino deposit with an e-wallet. Many welcome bonuses and casino bonus offers are not valid for e-wallet deposits (especially Neteller and Skrill). So you need to check this out before choosing an e-wallet payment option to make your first deposit.
Paypal Casino Online Payments
PayPal is one of the most popular e-wallet options for making casino deposits. All you have to do is make sure that your PayPal account is linked to your online banking account or debit card. This is an easy way to transfer money in and withdraw money out of your casino account. Also, most casino withdrawals using PayPal are instant. So, as soon as you receive your funds into your PayPal account, you can then transfer them directly into your bank account, which should also be instant. PayPal is also known to be not of the most trusted, safe and secure online casino banking options.
Skrill Casino Payment Option
Next to PayPal, Skrill is possibly the next most popular e-wallet casino deposit method (alongside Neteller). The company is both owned and operated within New Zealand’s regulation, and is a part of the Paysafe Group, so this means you can rest assured that as a payment option, this is completely safe and secure. It works in the same way as other e-wallet payment methods. You simply need to link your Skrill account which should hold your bank card details. You can then visit most online casinos and make safe, secure and instant transactions.
Neteller Casino Payments
In terms of popularity, Neteller is generally on par with Skrill as one of the main payment service providers that are also part of the Paysafe Group. Neteller is notoriously easy to use. What’s more, your deposit funds are instant and ready to use straight away, and withdrawals are also very quick. You can withdraw using your Net+ card or you could decide to transfer your winnings from your Neteller account directly into your personal online banking account.
EcoPayz Casino Payment
Although Ecopayz is not yet as well-known or well used as Neteller or Skrill, it is currently growing in popularity. The ecoPayz account allows players to receive, send and even spend their money in one single place. EcoPayz is quick, convenient and again, usually comes with no transaction fees attached.
Prepaid Card Online Casino Payments Methods
Although e-wallets are much more popular, there is a growing need for prepaid card payments because they offer a lot of safety benefits. Prepaid cards aren’t necessarily as convenient, as you will either need to buy the prepaid card or load up the card. However, the main benefit of using a prepaid card as an online casino payment option is it allows players to have more control over their spending. They can simply load what money they want to play with and stop when the card is empty. However, with most prepaid card payment options, you can deposit only and cannot withdraw your funds onto the card, so you will also need an alternative banking method.
Paysafecard Deposits and Withdrawals
The most common and popular of all prepaid cards casino deposits is the Paysafecard. The name is one of the biggest appeals. With the name ‘safe’ firmly at the centre, it is well known for being one of the safest ways to make casino deposits. You simply need to use Paysafecard with a 16-pin code. This adds a real element of security. You also don’t need to enter any personal banking details. However, because you cannot usually withdraw using Paysafecard, you may need alternative e-wallets or payment systems to cash out your winnings.
Bank Wire Transfer Options
Another online payment option that some players like to use is bank transfers. However, this payment option has more drawbacks than most others. This is a great payment option if you can’t use debit cards or e-wallets. However, this does involve entering your bank account number and sort code, so pretty much all your bank details. You then need to enter the amount you want to deposit. Although it’s not the worst way in the world to make an online payment, most players will not opt for this if they don’t have to because it’s one of the only deposit methods that isn’t instant, and withdrawal times can be much longer than e-wallets and debit cards.
Bank Wire Payments
Generally, bank wire transfers are used as a last resort payment method when it comes to casino payment methods. Having said that, if you don’t have your credit/ debit cards details to hand and have no e-wallets accounts but you know your bank details – and as long as you don’t mind waiting longer for your withdrawal, then it’s a fairly decent option that is worth a look.
Instant Bank Transfers
This is the most appealing of all bank transfer options as it means that customers can make instant casino deposits via bank transfer. They can move their funds directly from the bank account straight into their casino account. However, it may take a short while for the funds to clear before you can start playing your games.
Pay by Phone Deposit Options
One of the most secure and convenient payment methods currently available is Pay by Phone as it means that you won’t have to enter any of your personal details. Pay by Phone payments generally means you need to make a deposit using your mobile network provider. They will then add this amount to your monthly mobile bill. However, similar to the prepaid card options, you cannot make a casino withdrawal using a pay by phone method. Your casino withdrawal will have to be made by a different payment method. This benefits players because it means that they can pay automatically by direct debit at the end of the month
The most common of all pay by phone payment systems is Boku, which many online casinos are now using. This is an innovative casino payment option that lets players transfer their money into their casino account using their mobile device. This means that players can simply pay money into their account by entering their mobile number.
Payforit Online Casino Payments
This is another of the popular mobile casino payment options, which can be found on selected phone networks. Again, the funds you place into your account will be added to your monthly phone bill. However, if you choose to make an online casino payment with a PAYG phone, then the money will be deducted from your balance.
Zimpler Online Casino Payment
This is another payment method found at a growing number of online casinos, which is another quick and easy deposit method. All you need to do to pay by Zimpler is enter your mobile phone number into the online casino and wait to receive a special code. This can then be entered and the funds will go straight into your online casino account.
Alternative Online Casino Deposit Methods
These are not the only deposit and withdrawal methods available at online casinos nowadays. Many will also offer a number of other online casino payment options. Many new online casinos and some of the bigger casinos will offer even more casino deposit methods. Google Pay is now starting to grow in popularity, and this allows customers to fund their online casino accounts by using the Google Pay app. This is another method that means customers won’t have to reveal any debit card details.
Bitcoin Casino And Cryptocurrency Online Casino Payments
Bitcoin is still an unknown quantity for many online casino customers. This is only an option for people familiar with cryptocurrency, which, currently, doesn’t include a high percentage of the population. There are now a handful of online casinos that accepts Bitcoin (BTC) deposits and withdrawals. However, for those that do, there may be some special online casinos that reward Bitcoin players with special casino bonuses.
One of the biggest advantages that come with using Bitcoin and cryptocurrencies as your chosen online casino payment options is the anonymity of it. Also, because this is a decentralised online currency, it is resistant to deflation. It also gets around the sometimes problematic issues of online casino winning taxation.
Revolut Online Casino Payments
Most people are now familiar with the concept of Revolut, which is perfect for players at online casinos who are looking to play in a different currency and want to avoid currency conversion fees. Using Revolut as an online casino deposit method means that you can change currencies, and make payments from your Revolut account to your casino account without incurring any fees. This is ideal for players who like to move around.
In order to deposit with Revolut, you will need a Revolut payment account ready to use at your online casinos. It is now becoming a lot more widely accepted at regulated and licensed online casinos in New Zealand. As such, many players find their transfers easy to manage, offering them a winning solution.
Klarna Casino Payments
A name that is cropping up more and more for online transactions is Klarna. Klarna is a Swedish bank that was first launched in 2005 and is now beginning to be found in more and more online casinos in New Zealand. Essentially, Klarna is a huge virtual bank that operates in the EU, and it allows customers to make online transactions without having to share any banking information online.
Klarna is very flexible in the way it processes online payments. It allows customers to either ‘pay now’. ‘pay later’ or ‘pay in 3’, depending on what suits your finances most. However, because of the changes to laws for using credit at online casinos, many operators will only accept ‘pay now’ Klarna payments.
Google Pay Casino Payment Option
If you are in possession of an Android phone, then somewhere on that phone is likely to be the Google Pay app. If it isn’t already there, then it is easily downloadable from the Google Play store. This then offers players the opportunity to make a payment using their mobile, but without adding it to a mobile bill. Google Pay is usually available to any player who wants to use their Android phone or tablet to deposit or withdraw their funds.
The way to make a deposit into your casino account is relatively quick and simple. Your Google Pay needs to be linked to a bank card that is registered in your name. You may have more than one card linked, in which case you would need to pick the card that you want to use. You then choose the card linked to your Google Pay account and go ahead. It takes just a few moments and then you can get playing.
Apple Pay Casino Payment Options
Essentially, the principle is exactly the same as Google Pay, except for users of Apple phones and iOS devices. So, if you are a player that owns an iPhone, iPod or iPad, then you can transfer your funds this way, as long as you have a bank card linked to your Apple Pay account.
Then, you will need to use your Apple TouchCode in order to make your deposit. This deposit should be processed immediately and is easier to use than registering your bank card separately. Many online casinos are now starting to accept Apple Pay payments.
Withdrawal Fees and Limits at Online Casinos
So, you have a few options to consider when deciding which is the right payment method for you. However, generally, the aspects that you factor in the most are withdrawal limits and withdrawal times. After all, if you win big at a casino, you want to be able to get to your money. Although this is very often decided by the terms and conditions found at different online casinos, there are withdrawal limits and fees attached by payment providers as well. Most online casinos are very similar in terms of withdrawal limits, fees and speed, so we have created a table to help you understand what to expect at most New Zealand regulated online casinos.
This table will give you a visual aid to see the pros and cons of each payment method at one glance. You can see where the fees are, what methods are the quickest, and which is the best for winning a jackpot!
|Method||Fee||Withdrawal Time||Min Withdrawal||Max Withdrawal|
|PayPal||Free||Under 24 hours||NZ$10||NZ$5,500|
|Skrill||Free||Under 24 hours||NZ$10||NZ$5,000|
|Neteller||Free||Under 24 hours||NZ$10||NZ$5,000|
|EcoPayz||Free||Under 24 hours||NZ$5||NZ$5,000|
|Paysafecard||Free||Under 24 hours||NZ$5||NZ$779|
|Bank Wire||Free||5-28 days||NZ$100||NZ$50,000|
|Google Pay||Free||1-5 days||NZ$5||NZ$5,000|
|Apple Pay||Free||1-5 days||NZ$5||NZ$5,000|
Online Casino Payments FAQs
What are the Most Popular Deposit and Withdrawal Methods?
At most online casinos, it used to be credit and debit cards. However, as credit cards are now banned, the most popular payment options are debit cards, e-wallets and prepaid cards that are available at most online casinos.
What are the Best Casino Mobile Payment Options?
Most online casinos offer at least one mobile payment option. The most popular available are Zimpler, Boku and PayforIt. However, methods such as Google Pay and Apple Pay also allow players to pay with mobile at their chosen online casinos.
Can I Use American Express at Online Casinos?
Because of the change in rules as of April 2020, players can no longer play on credit. As such, most regulated casino will not accept American Express payments. This is to protect vulnerable players and make sure that people only play with what they can afford.
What are the Best Casino Payment Options?
This depends on your personal situation. As such most casino sites offer a variety of options. Most people like to use bank cards or PayPal. Many casino sites also offer payment methods such as bank transfer and online banking deposits. However, these are much slower, and we wouldn’t recommend this option if you want to play and withdraw quickly.
Which is the Quickest of all the Payment Methods?
Most deposit options are instant, apart from bank transfers. However, the biggest difference comes with withdrawals. eWallets tend to be the quickest with withdrawals being processed in under 24 hours. However, it often depends on the different casinos and how quickly they process the funds.